You can apply for Unifi loans if you are looking for a quick and easy loan.
Unifi previously known as Cobol, is taking smarter, easier and faster unsecured lending solutions to markets across Africa.
How much can you apply for? Loans are available from R2 000 up to R8 000.
What is the repayment period? Unifi has a flexible repayment term of up to 6 months.
Annual Percentage Rate (Interest Rates and Associated Fees) Representative example:
Loan Amount: R5 000
Repayment Term: 6 months
Interest Rate: 3%
Initiation Fee: R644.10
Monthly Fee: R69
Monthly Repayment: R1 105.06
Total Repayment: R6 633.96
Why Choose Unifi Loans?
Firstly, Unifi understands that when one needs financial assistance, they need it fast! For this reason, they promise same-day approval of your application. Please note this is subject to credit assessment.
Second, Unifi loans are unsecured. This means that you don’t need any collateral to get a loan.
Third, Application for their loan is done online. This means you can apply for your loan from anywhere and at any time.
In addition, you get flexible repayment terms. This allows you to choose a term that suits your lifestyle.
Also, with everything done online, it means no unnecessary meetings and most importantly no queues at a branch!
The application process is done online in by completing the online application form.
This process is simple and easy to follow and takes approximately 5 minutes to complete.
How do I register for Unifi loans?
According to Unifi, here’s how you apply for a loan online:
- Sign up online (on their website) with your ID number and create a password
- Complete the application form
- Upload your supporting documents for proof of income
- Get your answer immediately
- Unifi claims that they will send cash to your account on the same day
To apply you’ll need to meet the following:
- You must be 18 years or older with a Valid SA ID
- 3 Months bank statements
- Latest payslip
- Proof of residence
TIP: To avoid any delays, make sure you submit the correct documentation along with your application.
Reviews By Others
There are mixed views when it comes to Unifi. Others have had pleasant experiences whilst other have has terrible experiences.
I guess it comes down to personal experience and expectations, that will determine how you see them.
Here are a couple of reviews on HelloPeter for your consideration.
Unifi Contact Details
If you wish to get more information you can use the following details to contact Unifi directly.
Telephone: +27 21 110 0600 – Loan Enquiries / +27 21 111 0888 – Corporate Enquiries
Email: firstname.lastname@example.org – Loan Enquiries / email@example.com – Corporate Enquiries
Level 2 Block A,
1 Devon Valley Rd,
WC, South Africa