SA Home Loans is a mortgage finance provider with a dedicated purpose of offering the best in every service associated with being a home loan provider. As they are not a bank they have adopted and non-bank approach when doing business. If you are looking for a home loan with SA Home Loans you will be in the right hands. They will assist you through every step of the home buying process. At SA Home Loans they are flexible, approachable and service oriented. You will get all the advice you need to choose the product the meets your needs.
Whether you are a first time buyer, buying your second property or wanting to switch your bond you will get excellent advice and service from SA Home Loans. Their consultants will deal with you in a professional manner that will leave you satisfied as a client. One reason which makes them unique from other home loan providers is that they have no other interests and just concentrates on being a home loan provider. For this reason they have become good at what they do which is helping people pay for their home.
SA Home Loans Products
- Variable Home Loan – This is a home loan with competitive interest rates and innovative optional extras. Some of the benefits include the fact that interest rate is variable and is tailored to your risk profile and flexible term of up to 20 years.
- 20 Year Home Loan – This is an amortising, variable rate product which offers greater cash flow flexibility due to a lower instalment. You get variable interest rate which is tailored to your risk profile and term of 30 years. This home loan product is only available to clients purchasing a new home loan but not to clients wishing to switch their existing bond.
- Edge Home Loan – This is ideal for clients who want to buy a home now knowing their income will grow to match their repayments. You will pay only the interest for the first 36 months and afterwards the loan reverts to a standard variable loan over 240 months.
Requirements To Apply For SA Home Loans Products
- Copy of your ID book
- Proof of income – payslip
- Latest 3 months bank statements
- Personal Assets and Liabilities statement for loan amounts over R 1 500 000
- Copy of marriage certificate or ANC contract (if applicable)
- Copy of the purchase agreement
Application For SA Home Loans products can be done online or you can visit any of their branches nationwide
SA Home Loans Contact Details
Telephone: 0860 24 68 10 / 031 560 5300 (Head Office)
Fax: 031 562 0362