Make your dream home a reality by taking a Nedbank Home Loan. Nedbank offers a range of flexible home loan solutions designed to help you. Nedbank Home Loan products come with competitive interest rates which make them appealing. Nedbank will make sure that the product you get is tailored to suit your individual needs. Buying a house does not have to be stressful.
When you wish to apply for a Nedbank Home loan you can make use of their Instant Bond Indicator online. This will give you feedback if you will qualify for a bond and once you complete it online you will get feedback within a few minutes.
Nedbank Home Loan Products
1. Ordinary Home Loan – This is a flexible home loan that can be tailored to your individual needs. This loan can be used to finance the purchase of an existing residential property or to make some improvements to your existing home.
2. HomeVision – This is an Ordinary Home loan with an excess amount. This home loan allows you to register a bond larger than the required loan amount, creating a surplus amount that can be accessed later.
3. Building Loan – This home loan is ideal if you are building your own house or making improvements to an existing property.
4. NedRevolve – This allows you to accumulate a cash surplus by depositing extra funds into your account on a monthly basis or from time to time. These funds are yours to draw any time you like and how you use them is entirely up to you.
Requirements To Apply For A Nedbank Home Loan
- Copy of your Identity Document
- Proof of income (Payslip)
- Three months bank statements if you are not a Nedbank client
- Copy of signed offer to purchase, except where no sale is taking place
The above are the basic requirements for an ordinary home loan. The following are the requirements if you are looking for a Building loan
- Provisional building or working drawings
- Building contracts / quotes signed by you and the builder◦Minimum specifications
- Schedule of variations / finishes
- Builders All Risk Insurance Policy
- Original National Home Builders Registration Council (NHBRC) enrolment fee certificate
- Engineer’s certificate (only required if structural reinforcement is necessary)
- Builder’s waiver of lien
- Standard Home Builder’s Warranty from your builder, signed by you and your builder
Application for Nedbank Home Loan can be done online by completing the online application. Alternatively you can also visit you nearest Nedbank Branch and submit your application there. For more information on Nedbank Home Loan products you can contact them using the details below.
Nedbank Home Loan Contact Details
Website: www.nedbank.co.za
Telephone: 0860 555 111
E-mail: contactcentre@nedbank.co.za