FNB Smart Spend Loans are there to assist you in times of financial need. You could be looking for a loan to consolidate your debt, pay for medical expenses or pay for home improvements. Whatever your need is FNB Smart Spend loans are ideal for you.
Once your loan application is approved how you use your funds is up to you. Loans are available from R1 000 to R300 000 with flexible repayment terms of up to 60 months.
FNB smart spend loans are available if you are between the age of 18 and 65 (you must have repaid the loan by your 65th birthday) and you can qualify whether you are an FNB customer or not. The amount you can borrow will depend on your individual profile and affordability.
When you apply for a loan from FNB you get peace of mind knowing that you are dealing with one of the leading banks in South Africa.
Some of the benefits of FNB Smart spend loans include the fact that you get an interest rate tailored to you. The interest rates are fixed which means your repayments are not affected if interest rates go up. This also helps you with better budgeting of your repayments.
If you keep your loan up to date you will automatically get a payment break every January. Existing FNB customers get lower interest rates. You get Credit insurance which covers any outstanding amounts in the event of death, disability or retrenchment.
Requirements To Apply for FNB Smart Spend Loans
- Valid South African ID
- You must be between the age of 18 and 65
- Must be a Permanent SA Resident
- You must be permanently employed
- Your latest payslip
- 3 months bank statement for non-FNB customers
- Proof of residence
Application for FNB smart spend loans can be done online or you can visit your nearest branch to apply.
FNB Smart Spend Loans Contact Details
Telephone: 0861 40 40 40