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Capitec Credit Card Benefits

Capitec Credit Card

Life is full of surprises and amongst those surprises are unexpected expenses. You can be better prepared for such expenses when you apply for a Capitec credit card.

A Capitec is the ideal one card for all your banking. You can get up to R250 000 credit limit. How much is approved will depend on your credit profile and affordability.

One of the benefits is that the Capitec credit card gives you access to all your accounts. You will have access to your credit card account, transaction / savings account and all 4 savings plans.

Card holders enjoy up to 55 days interest-free. You pay low, fixed transaction fees.

When you apply for a credit card your individual circumstances are taken into consideration. You will get personalised credit based on your profile and affordability.

Other benefits of a Capitec credit card include lost card and chargeback protection. Free basic international travel insurance.

There are no currency conversion fees for international purchases and cash withdrawals.

Card holders can easily manage their cards using the Capitec app. Some of the things that can be done on the app include updating daily card limits for withdrawals and card purchases.

Requirements To Apply For A Capitec Credit Card

  1. You must 18 years or older
  2. ID document
  3. 3 months latest payslips and bank statements
  4. You must be employed and with a regular minimum income of R3 000
  5. Proof of residence

Application for a credit card at Capitec Bank is easy and quick. To find out how much you qualify for you can make use of the Capitec online estimate. This will save you time before going to a branch.

If you wish to apply at a branch you may also do that at your nearest branch.

Capitec Credit Card Contact Details

For more information on credits cards from Capitec Bank you can contact them directly using the following details:


Telephone:     0860 66 77 89