Did you know that there is a British Airways Credit Card? A lot of people are usually surprised to find out about this credit card’s existence. This is due the the fact that most people associate British Airways with the airline carrier.
In this article, we will discuss what you need to know about the British Airways Credit Card and how you can apply for it.
British Airways Credit Card Overview
The British Airways Credit Card also known as the BA Card is issue by Absa Bank Limited. Sometimes, it is also referred to as the The Absa British Airways Visa Credit Card.
This credit card is ideal for individuals who love to travel and shop.
For keen travelers, you’ll get the experience of what it means to be a world citizen. The benefits that come with this card are amazing. By simply using it to pay for purchases, you collect Avios towards your next trip!
You’ll collect one Avios for every R7,50 on everyday spend. You can earn faster by collecting one Avios for every R5,00 spent exclusively at British Airways.
The good news is that Avios are not difficult to earn! For example, when you join, you’ll get up to 9 000 Avios on your spending in the first 3 months. That is, 5 000 Avios when you use your card for the first time and 4 000 bonus Avios when you spend R24 000 in the first 3 months.
The BA Card is designed is designed to reward you for spending. In essence, the more you spend the more rewards you’ll get.
How can you spend Avios earned? Avios can be spent on travel to any local or international destination with British Airways. Also, Avios can be used for hotel accommodation, car rental and cabin upgrades.
How much credit limit is approved will all depend on your credit record and affordability.
What makes this card good for you?
As already stated earlier, the rewards are just amazing! How does priority checking when you are traveling? Yes imagine skipping all those queues at the airport! The Absa British Airways Visa Credit Card will give you priority check-in when traveling to domestic and regional routes on British Airways.
In addition, card holders get other travel benefits in the form of basic travel insurance for international travel. Furthermore, you’ll get lounge access to the Bidvest lounge limited to 4 visits per calendar year. Yes you can say goodbye to sitting on those benches at the airport whilst waiting for your flight!
It’s features such as 55 days interest free credit on qualifying purchases makes this an amazing card.
Also, you’ll get Lost Card Protection, which means in the even your card is lost or stolen and you report it, you’ll not be responsible for any transactions after this.
This Credit Card allows you to transact online as you get free online banking.
Electronic monthly statements are available at no extra cost.
Requirements To Apply
- You must 18 years or older
- Valid ID
- You must earn at least R8 000 per month
- 3 Months banks statements
- Proof of residence
Application for the British Airways Credit Card is done online. For more information and application you can contact them using the details below.
PLEASE NOTE ON REVIEW OF THIS ARTICLE IN SEPTEMBER 2021, NO NEW APPLICATIONS ARE BEING CONSIDERED AS THEY ARE WORKING ON A NEW PRODUCT!
Transactional and Other Fees
Here are some of the fees that you’ll need to be aware of.
Monthly Facility Fee: R30 / month
Monthly Account Fee: R65 / month
Secondary Card: R16.50 / month
Credit Card Purchases: No Charge
Cash Withdrawals: R80.00 + R2.20 / R100 (Any local bank) & R2.20 / R100 (Absa ATM)
Interest rates at time of publishing were 17.50 % on both straight and budget facility transactions.
British Airways Credit Card Contact Details
Telephone: 0861 422 000